<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"><url><loc>https://www.upwardgrowth.com/p/an-actuary-is-about-to-run-cigna</loc><news:news><news:publication><news:name>Upward Growth Substack</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-05-05T16:10:05+00:00</news:publication_date><news:title>An Actuary Is About to Run Cigna. The Pattern of Moves Already Tells You What He Thinks.</news:title></news:news></url></urlset>